The Hindu Business Line : Karnataka police signs pact with Family Health Plan

Mr C.V. Ramana Reddy, CEO, Family Health Plan, (left) and Mr A.P.B. Reddy, Director, Family Health Plan Software Ltd, at a press conference in Bangalore on Tuesday.

BANGALORE, April 2

KARNATAKA State Police has signed a pact with Family Health Plan Ltd (FHP) to cover hospital charges for its 70,000-strong staff and their families.

The new scheme, called Arogya Bhagya Yojane is in line with the Arogya Badratha Scheme, already in use in Andhra Pradesh.

FHP, an associate firm of Apollo Hospitals, is the largest third party administrator with a client base of 14 lakh, its Chief Executive Officer, Mr. C. V. Ramana Reddy, said.

According to the pact, Karnataka State Police personnel, till the rank of sub-inspectors are required to pay a monthly premium of Rs 40 to cover their medical expenses. Officials over the sub-inspector level are required to pay Rs 50 per month. Their spouses as well as their parents will also be covered under the scheme. The premia accrued on a monthly basis would be kept in a corpus controlled by a trust and monthly interest charges would be added to the corpus.

FHP has selected 18 hospitals in Bangalore, where the police personnel would be treated for their ailments. "We plan to expand the hospital network base to 40 in one-and-half months,'' Mr Reddy said.

Moreover, several hospitals at Gulbarga, Hubli-Dharwad and other smaller towns would also be brought under the network, he added. Any client of FHP could approach the network of hospitals for treatment and the hospitals would extend credit treatment to the member. Post-treatment, the patient need not pay the hospital but the bills are sent to FHP, which in turn reimburses the expenses. "This adds to the comfort level of the clients,'' Mr Reddy said.

Policy-holders under the scheme could avail of a 24-hour helpline, serviced by FHP. Moreover, the firm uses computerised modules to process claims, enrolment and authorisation verification with network providers.

Universal Health Identifier, a unique number, is given to the member to access his/her medical record. Doctors of network hospitals could also access such records, thereby compressing treatment cycle and even updating the records.

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Karnataka police signs pact with Family Health Plan