![]() Financial Daily from THE HINDU group of publications Thursday, Jan 24, 2002 |
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Government
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States Money & Banking - General Insurance KTDC insurance scheme for tourists Our Bureau
THIRUVANANTHAPURAM, Jan. 23 IN an innovative move, Kerala Tourism Development Corporation (KTDC) has announced a comprehensive insurance package for tourists visiting the State. Announcing the insurance package on Wednesday, the Tourism Minister, Prof K.V. Thomas, said that the package, introduced in association with United India Insurance Ltd, offered compensation to tourists staying in the six premium properties of KTDC for any misfortunes likely to occur during their stay. It is applicable to tourists coming under the three newly launched schemes of KTDC - Exclusive Escapades, Age Halt and KTDC Rail Holidays. Also, tourists staying in the premium properties for a minimum of three nights will be eligible for insurance cover. The package consists of a "personal accident scheme'' which ensures an insured capital sum of up to Rs 2 lakh in the case of death/disablement by external, visible or violent means. Under a "medical expense scheme'', the tourists will be reimbursed the medical expenses arising out of such accidents. Another feature of the package is the "baggage cover extension scheme'', which offers insurance for the loss/destruction of or damage to accompanying baggage due to accident or misfortune, subject to a limit of Rs 10,000 per person. The insurance scheme also covers additional expenses incurred towards alternative travel arrangements on account of detour caused by damage to the conveying vehicle. This is subject to a maximum of Rs 10,000. Yet another interesting feature of the package is the "loss of passport scheme'', under which an amount of up to Rs 5,000 will be reimbursed for actual expenses incurred by the tourist for obtaining duplicate or fresh passport. Prof Thomas also said that preliminary discussions on introducing pilgrim tourism projects in the south were in progress with the tourism departments of Tamil Nadu, Andhra Pradesh, Karnataka and Pondicherry.
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